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Terms of Use

Last updated: 2 April 2026

1. Acceptance of Terms

By accessing and using the website located at calqentis.com (the "Website"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Website. These terms apply to all visitors and users of the Website.

2. Nature of the Website

The Website is operated by Calqentis SpA, a company incorporated under Chilean law with RUT 98.688.406-6, domiciled at Manuel Montt 377, Curicó, Chile. The Website is an educational resource providing general informational content about real estate crowdlending in Chile. The Website does not provide financial advice, investment recommendations, or any form of regulated financial service. Calqentis SpA does not intermediate in financial operations, does not capture funds, and is not registered as a financial intermediary with the Comisión para el Mercado Financiero (CMF).

3. Intellectual Property

All content published on this Website, including but not limited to text, graphics, logos, and the overall design and layout, is the property of Calqentis SpA or its content suppliers and is protected by applicable intellectual property laws. You may view and print content from the Website for your personal, non-commercial use only. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from the Website for commercial purposes without the prior written consent of Calqentis SpA.

4. Informational Purpose Only

All content on this Website is provided for general informational and educational purposes only. Nothing on this Website constitutes financial advice, legal advice, investment advice, or a recommendation to participate in any financial product or instrument. The content describes how real estate crowdlending works in general terms and in the Chilean context. It does not evaluate specific platforms, projects, or operators. Users are solely responsible for any decisions they make in connection with any financial product or service.

5. No Warranty

The Website and its content are provided on an "as is" basis without warranties of any kind, either express or implied. Calqentis SpA does not warrant that the Website will be available at all times, that it will be free of errors or viruses, or that the information it contains is accurate, complete, or current. Regulatory information in particular may change after publication, and users should verify current regulatory requirements directly with the relevant authorities.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Calqentis SpA shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of, or inability to use, the Website or its content. This limitation applies regardless of the legal theory on which any claim is based. Some jurisdictions do not allow the exclusion or limitation of certain types of liability, and in such cases the limitation will apply to the fullest extent permitted.

7. Third-Party Links

The Website may contain links to third-party websites for reference purposes. These links are provided as a convenience only. Calqentis SpA has no control over the content, accuracy, or availability of third-party websites and does not endorse or accept responsibility for them. Accessing third-party websites through links on this Website is at your own risk.

8. Modifications to the Website and Terms

Calqentis SpA reserves the right to modify, suspend, or discontinue the Website or any part of it at any time without notice. We also reserve the right to update these Terms of Use at any time. Updated terms will be posted on this page with a revised date. Continued use of the Website after any changes constitutes your acceptance of the updated terms. We recommend reviewing these terms periodically.

9. Governing Law and Jurisdiction

These Terms of Use are governed by and construed in accordance with the laws of Chile. Any dispute arising out of or in connection with these terms or the use of the Website shall be subject to the exclusive jurisdiction of the courts of Chile, specifically the courts of the city of Curicó, unless otherwise required by mandatory applicable law.

10. Contact

If you have questions about these Terms of Use, please contact us at info@calqentis.com or by post at Manuel Montt 377, Curicó, Chile.

Calqentis Calqentis

An educational platform on real estate crowdlending in Chile.

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Denominación: Calqentis SpA  |  RUT: 98.688.406-6  |  Domicilio: Manuel Montt 377, Curicó, Chile  |  Protección de datos: Ley 19.628

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